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Closed Monday, May 25th for Memorial Day

We will reopen normal hours-Tuesday, May 26th

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We're partnering with CLEAR® to make your experience with Highland Federal Bank easier and more secure. Simply verify your identity with CLEAR and snap a selfie to confirm you are you.

Our Available Accounts to Open Online

 

young couple on a computer

Smart Choice

  • $100.00 opening deposit
  • $1,000.00 average daily balance required to earn interest
  • $5.00 monthly fee
  • Free MasterCard Debit Card
  • eStatements
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Overdraft Privilege, upon approval
  • Cellular Telephone Protection
  • $10,000 Accidental Death & Dismemberment Insurance
  • ID Protect
  • Credit Score Simulator
retired couple on a computer

Golden Choice

  • Age 55 or older
  • $100.00 opening deposit
  • $1,000.00 average daily balance required to earn interest
  • $4.00 monthly fee
  • Free MasterCard Debit Card
  • eStatements
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Overdraft Privilege, upon approval
  • Cellular Telephone Protection
  • $10,000 Accidental Death & Dismemberment Insurance
  • ID Protect
  • Credit Score Simulator

pen on a check

Free Choice

  • $100.00 opening deposit
  • No monthly fees
  • Unlimited check writing
  • Free MasterCard Debit Card
  • eStatements
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Overdraft Privilege, upon approval
couple holding card and tablet

Basic Choice

  • $100.00 opening deposit
  • $1,000.00 average daily balance required to earn interest
  • $8.00 monthly service fee if balance falls below the average daily balance of $1,000.00
  • Free MasterCard Debit Card
  • eStatements
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Overdraft Privilege, upon approval
woman holding piggy bank

Statement Savings

  • $100.00 opening deposit
  • $100.00 minimum daily balance to accrue interest quarterly
  • $3.00 quarterly charge if balance falls below $100.00
  • eStatements
  • Free Online Banking
  • Free Mobile Banking
man and woman high-fiving

Money Market Savings

  • $1000.00 opening deposit
  • $1,000.00 average daily balance required to earn interest
  • No service fees
  • eStatements
  • Free Online Banking
  • Free Mobile Banking

 

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