| Fee Schedule | |
| Check Printing | (fee depends on style of check ordered) |
| Counter Checks | $ 0.10 |
| Nonsufficient funds (NSF & Overdraft Privilege) * Item (each check of item paid or returned) |
$28.00 |
| Nonsufficient Funds (NSF & Overdraft Privilege) * ACH (preauthorized withdrawal) |
$28.00 |
| Uncollected Funds (NSF & Overdraft Privilege) * (Check paid from uncollected funds) |
$28.00 |
| Nonsufficient Funds (Overdraft Privilege) * Over- the- Counter Withdrawal |
$28.00 |
| Nonsufficient Funds (NSF & Overdraft Privilege) * ATM/Debit Card Withdrawal |
$28.00 |
| Collection Fee (charged off checking account balances) | $30.00 |
| Account Activity printout | $15.00 |
| Account Research | $15.00 per hour |
| Account Balancing Assistance | $15.00 per hour |
| Stop Payments (each check of item) | $25.00 |
| Wire Transfers | |
| Outgoing | $20.00 |
| Incoming | $10.00 |
| International Wires | $50.00 |
| Items sent for collection | $60.00 minimum |
| Return Check Charge | $10.00 |
| Cashier’s checks and teller checks (Free to Club Accounts) For non-Club Accounts Value of check applies |
$ 5.00 |
| Notary Service (Free to customers) Non-Customer Fee |
$ 5.00 |
| Debit Card Replacement (free for Club Accounts, up to two cards per year, per account) |
$ 8.00 |
| ATM Fees per transaction at foreign machines | $ 1.00 |
| TN Escheat Fee | $25.00 |
| Bill Pay Research Request | $30.00 |
| Bill Pay NSF Fees * | $53.00 |
| Bill Pay Stop Payment Fee | $25.00 |
| Bill Pay Expedited Overnight Check Payment | $25.00 |
| Bill Pay Expedited Electronic Payment | $ 6.00 |
| Garnishments and Levies | $25.00 |
| Dormant Account (if no customer initiated activity for 24 months on checking and savings accounts) per cycle if balance at end of cycle is less than $100.00 |
$ 5.00 |
| Savings accounts (fee if balance falls below $100.00 on any one day in cycle) |
$ 3.00 |
| Smart Choice Club Account Per Month | $ 5.00 |
| Golden Choice Club Account Per Month | $ 4.00 |
| Free Choice Checking | $ 0.00 |
| Basic Checking Per Month (fee if minimum requirements are not met) |
$ 8.00 |
| Paper statement charge (monthly for checking, quarterly for savings) |
$ 4.00 |
| Account close fee (if closed within 6 months of opening) | $ 10.00 |
* Overdraft or NSF charges may be assessed on any overdraft or non sufficient item created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Click here for our Complete Disclosure on Overdraft Privilege.
